Loan Packaging

Securing a lending relationship is an important milestone for new businesses. A loan package is a formal presentation of your business plan, financial performance, financial position and lending needs that helps potential lenders evaluate your credit worthiness. It shows the banks that you mean business and puts them in a position to expedite processing your loan.

Not all businesses are good candidates for a commercial loan and not all clients are good candidates for a banking relationship. We have been helping small and medium sized businesses build and maintain banking relationships for over 30 years, but even for clients in highly desirable industries it is not unusual for us to have to spend a year or more working with a client to get their business in a position to be bankable.

This may sound like a long and painful process and the reality is that it can be, but being able to use leverage to expand your business can exponentially increase the growth rate of your business (and your personal income).

First Impressions Count

In small business lending, a banker won’t bother verifying the sufficiency of collateral if they don’t have confidence in management. Our loan packaging services provide expert guidance on how you can make a lasting impression on a potential lender.

Loan packaging can help you anticipate questions

We can help identity lenders concerns before you are sitting at the bank. When you engage us in a loan packaging capacity we will work with you to develop a strategy to address underwriters’ concerns before they are asked.

Loan packaging includes professional presentation and representation

As part of a loan packaging engagement we will help identify lenders interested in exploring a banking relationship with you, assist in presenting your company to the bank and answer complex technical questions related to your loan package.

We can help with:

  • Gathering documents
  • Costing and projecting
  • Financial forecasts
  • Bank presentations

Call us today to find out how our loan packaging services can help you.

Securing a lending relationship is an important milestone for new businesses. We have been helping small and medium sized businesses build and maintain commercial lending relationships for over 30 years.

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